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i am disabled and i have a credit score of 659 661 i get mthly income plus my girlfriend gets 2 incomes can we apply for a loan

by Maineyankee50587 from Bangor, Maine. Sep 16th 2020 Reply


Yes u can call me Robert Oliveira Envision Bank for more detailed information 508 802 0935

Sep 16th 2020
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Steven Karp (stevek81)
#9 ranked lender in Rhode Island - 151 contributions

Hello Mainey, yes you should be able to to something here...your disability income can be grossed up 125%, and we can look at your girlfriends income and see what you qualify for....do you have money to put down ? other questions need to be answered, but certainly worth chatting.you can call me or anybody here...my # 781-640-5592, name is Steve Karp, you can google me and check us out....

Sep 16th 2020
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Seth Jacobs (MaineMortgageBanker)
#6 ranked lender in Maine - 114 contributions

Absolutely. If you prefer to chat with some local here in Maine. reach out at 207-831-1903 and my Team can assist you from our Brunswick or Bangor Branch.

Sep 16th 2020
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Will Zinn (mainewill)
#7 ranked lender in Maine - 21 contributions

The credit is definitely good enough. I would need to look at your income but you can most likely get something, yes. I also have some connections with the City of Bangor where you can get your closing costs paid and a portion of your down payment. Fantastic program. Give me a call (207) 671-8292.Will ZinnNorthern MortgageNMLS#376653

Sep 16th 2020
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Bert Carpenter (BertCarpenter)
#1 ranked lender in Arizona - 2,005 contributions

Of course you can apply. Underwriters will look at the income form all sources for all applicants. Disability income is INCOME. Steven is correct in that most lenders will allow income from non-taxed sources such as disability payments, Social Security, etc., to be grossed up. This is because we use Gross income for our calculations. Since $1,000 of non-taxed income is about the same as $1,250 of taxable earnings, we will calculate the higher so the tax free income is treated the same as regular income ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ Licensed in Arizona, California, Georgia, Oregon, and Washington. Need help in other states? We've got you covered. NEXA Mortgage is licensed in 46 states ~ www.ApplyYes.com 480-889-9000.

28 days ago
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