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I currently have poor credit and I am looking to refinance, what company can i call that mught refinance me?

by joseph_911_105 from Baton Rouge, Louisiana. Apr 4th 2013 Reply


Carlos Figueira (carlosfigueira)
#108 ranked lender in New Jersey - 199 contributions

What is your credit score?

Apr 4th 2013
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500

Apr 4th 2013
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Equitus Mortgage (EquitusMortgage)
#65 ranked lender in Washington - 39 contributions

http://www.firstmortgage.com/

Apr 4th 2013
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Carlos Figueira (carlosfigueira)
#108 ranked lender in New Jersey - 199 contributions

You need to work on repairing your credit as 560 is min. score required for a refinance rate and term and 600 for a cash-out transaction.

Apr 4th 2013
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Peter Savino (855411LEND)
#100 ranked lender in New Jersey - 332 contributions

fix your credit first, at that low of a score the rate will be terrible if you are able to find someone to help you

Apr 4th 2013
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Charlie Sparks (CharlieSparks)
#9 ranked lender in New Mexico - 401 contributions

I don't lend in LA but can work with borrowers down to a 530 mid score. I agree with the others here about fixing your credit. Contact a local lender or two for a referral to a legitimate credit repair co.

Apr 4th 2013
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James Mazzola (Mazzola)
#110 ranked lender in New Jersey - 314 contributions

Best option is you current lender. Ask about HARP or HAMP Programs

Apr 5th 2013
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James Mazzola (Mazzola)
#110 ranked lender in New Jersey - 314 contributions

The best option is your current lender. Ask for HARP or HAMP program

Apr 5th 2013
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Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 4,221 contributions

No lender is interested in taking a risk on someone with poor credit. Work on repairing your credit, and proving your are credit worthy first.

Apr 5th 2013
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Ray Lewis (RayLewis)
#0 ranked lender in Texas - 35 contributions

Joseph, depends on who your current lender is. Some of the lenders do not require a certain credit score if you refinance with them. I would check with your current lender to see if they have a min credit score if you stay with them. Good Luck

Apr 5th 2013
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Joe Shamie (Joe Shamie)
#4 ranked lender in New Jersey - 1,412 contributions

Are you late with your current mortgage?

Apr 5th 2013
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Dave Metsker (DaveMetsker)
#36 ranked lender in Oregon - 2,318 contributions

Work on your credit first.

Apr 5th 2013
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Ken Baltes (kbaltes)
#16 ranked lender in North Carolina - 242 contributions

Lender overlays will likely kill any attempt at refinancing with your current credit score.

Apr 5th 2013
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Todd Tholl (toddtholl@leader1.com)
#4 ranked lender in Iowa - 239 contributions

You'll never get it done even if someone tells you they can......it will end up badly. Repair your credit first. You'll be glad you did.

Apr 5th 2013
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Private Money / Commercial Money LendingWaikoloa, Hawaii 96738Office Phone: 808-883-2747E-mail: J@KalaLending.comBusiness Description: We offer multiple types of funding starting at $100,000 and up, no maximum: * Commercial Real Estate Loans * Bridge Loans * Multi-Family * Office Buildings * Industrial * *Hotel / Motel Financing * Medical * Assisted/Independent Living * Warehouses * Franchises * Convenience Stores *Restaurants * Project Finance * New Construction * Equipment Leasing * Stock Loans * Portfolio Liquidations * Private Equity * Joint Ventures *Working Capital * Project Finance *Oil and Gas Financing *Renewable Energy Financing * Gold Mines *Churches*Credit Lines *Proof of Funds *Bank Instruments * Bulk REO's * NPN's/PN's

Apr 9th 2013
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