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I don't have a SSN but would like to purchase a home. Anyone can help me?

by freeman.j520 from Prudence Island, Rhode Island. Jun 30th 2016 Reply


We do have mortgage programs for foreign Nationals please give me a call 401-301-0130

Jul 1st 2016
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Scott Fix (ScottFix)
#1325 ranked lender in California - 184 contributions

Find a reputable, local professional who has experience with loans of this type. Sit down with them and go through the process from start to finish.

Jul 1st 2016
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William J Acres (William_Acres)
#0 ranked lender in Arizona - 7,788 contributions

I'm assuming you are a foreign national. If that is the case, then much more info would be required to advise you.. First, you are allowed to obtain a mortgage if you have a Tax Payer ID number.. However, you must meet residency requirements in order to qualify, so depending on your visa status, it might or might not be possible.. however, there portfolio lenders (hard money) who will lend to you, but be prepared.. they are going to require 30% to 50% down and higher interest rates and fees.. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. They can also put together a side by side comparison so you can see which way would be most beneficial to you.. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Jul 1st 2016
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