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I have 620 credit middle score, wife has no credit.

She has been a housewife. We are tired of renting, but cannot put too much down. Is there hope for us? Can we get into a home? by jimDulles from Redlands, California. May 16th 2011 Reply


Odell G Grant (OdellG)
#73 ranked lender in Florida - 9 contributions

Yes you can however depends on your income and debt ratio

May 16th 2011
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MIKE CONVIN (mconvin)
#5 ranked lender in Delaware - 202 contributions

hi: If your wife can obtain non-traditional credit (bills she paid...ex: insurance, utilities, cell etc) ...If manual underwriting is permitted ....Has anyone pulled her credit? I answered underwriting questions for Freddie and could give some suggestions. Call to discuss if you'd like...I've had these scenarios before and LP (Freddie Mac) came back with diff assessments..Mike

May 16th 2011
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