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I have a 620 credit score. I finished collage last year. have a good job. put a bid on a house for 54.000 they accepted it, but cant find a loan

by thomas_austin5891 from South Bend, Indiana. Jun 17th 2016 Reply


Larry Penilla (Larry Penilla)
#4 ranked lender in Indiana - 22 contributions

Hi Thomas,I'm not sure what the rest of your details are (the devil is in the details). You may or may not qualify as a result. I wouldn't give up until you've disclosed your info to at least a few experienced. LOs...

Jun 17th 2016
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Give me a call on Monday. I would need to review your info. I will do my best to help you. 765-455-2000. Bkelley@gvcmortgage.com

Jun 18th 2016
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Mike Pierce (mpierce47)
#62 ranked lender in Indiana - 3 contributions

Thomas, on the surface everything sounds good. If you would like to give me a call I would be happy to help you. 317-432-1212 c or click this link https://mpierce.meridianmortgagesolutions.net/

Jun 20th 2016
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Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 3,446 contributions

This is a prime example of why you should talk to a lender first, and get pre-approved. This way you'll have a great idea of not only if, but what type of loans you qualify for before writing an offer.

Jun 20th 2016
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William J Acres (William_Acres)
#2 ranked lender in Arizona - 7,797 contributions

More details needed, but the first step would be to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

Jun 20th 2016
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