J Martin (jmarr91)
#13 ranked lender in Georgia - 25 contributions
Depending on how you're going to finance your property. 5 - 10% down with conventional, 3.5% down w/FHA financing and if you're purchasing a HUD home, some lenders are still using the $100 down HUD homes program. Also, check with your local RE Agent to find out if that particular county has down payment assistance programs. I know in GA, there are quite a few...depending on where you purchase the property.Here are a few items that the lender look for: Stable employment for the last 24mos, at least three (3) solid tradelines, two (2) yrs of verified residency...other necessary documents for financing.