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I have a fico score of 667 what rate would I qualify for?

by dmb21675889 from Telford, Pennsylvania. Jun 22nd 2018 Reply


Fred Glick (FredGlick)
#19 ranked lender in Pennsylvania - 16 contributions

A good one! Call me at 2675144630 and I can go over details.

Jun 22nd 2018
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William J Acres (William_Acres)
#73 ranked lender in Arizona - 8,414 contributions

Much more info needed to quote you.. and in all reality.. anyone willing to quote you on an internet blog without looking at your complete loan profile is incompetent. First, loan pricing is based on the LOWEST MID score of ALL borrowers.. you only provided one score. Are you purchasing or refinancing? What is the loan amount? What's the property worth? What's your loan to value ratio? Is this a primary residence? 2nd home? Investment home? What about property type? Single family home? Condo? Townhouse? Multi housing *(duplex, triplex, 4plex)? Manufactured Housing? I could go on.. but again,,, you did not provide near enough details to advise... So, with all this said, The best advice I can give you is to contact a mortgage banker/broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with a Banker/Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the banker/broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the big box banks. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / LendUS, NMLS 1938/ AZMB0121893

Jun 22nd 2018
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Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 3,754 contributions

Credit score is just one part of the wheel of mortgage loan qualifying. There is so much more that goes into the decision. The best answer is to simply contact your local mortgage broker, give them a full application, and let them zero in like a laser beams on what is available to you. For loans in MN, WI, and SD, visit me at www.Minneapolis-Mortgage.com

Jun 22nd 2018
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Leo Harvey (LHARVEY)
#6 ranked lender in Pennsylvania - 141 contributions

All the professionals on this site have given you excellent answers to your question. I am licensed in PA and would be happy to work with you to find a solution that works best for your situation. As most have said there is no one size fits all loan; it depends on your qualifications. I will tell you that your score, if indicative of your whole credit picture, will qualify for most loan programs out there. Contact me via Facebook. PAMortgageguys.

Jun 23rd 2018
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