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I have a job but I'm also using my business to get approve, does it hurt my chances if I don't have all the receipts for expenses

by earlappdev464 from Dundee, Florida. Feb 14th 2019 Reply


How many years have you been self employed , are you a corporation or sole proprietor? You can call me at 847-858-2022

Feb 14th 2019
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William J Acres (William_Acres)
#1 ranked lender in Arizona - 8,588 contributions

More info needed, but in general.. lenders rarely ask for receipts.. they ask for tax returns and W2's to confirm your job income, and business tax returns, P&L statements and Balance Sheet's to confirm your business income.. For business income to be considered, you must have 2 years filed federal tax returns.. If your business has been around longer than 2 or more years, certain loan products only require 1 years business returns.. It's best you stop trying to figure out what you will and wont need.. call your loan officer, do the application and let him request what is needed.. if there's an issue, he can walk you through it.. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / LendUS, NMLS 1938/ AZMB0121893

Feb 14th 2019
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Michelle Curtis Loan Originator NMLS 401173 (EmbassyFundingLLC)
#76 ranked lender in Florida - 2,240 contributions

Hi. Lenders will go by your taxes. Feel free to give me a call. I would love to help you with your approval. I am a loan officer in FL. 800-991-5309

Feb 14th 2019
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sole proprietor... thanks everyone for responding.. |I guess I'm jumping the gun

Feb 14th 2019
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Hi please give me a call. 818-915-9956. Lender's generally use your returns but if we can't qualify you going that route there are alternatives.

Feb 18th 2019
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