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I hear about these different ratios when qualifying for a mortgage.

Can someone explain what front and back ratios are? by kiople22_147_708 from Denver, Colorado. Aug 19th 2011 Reply


Eddie Stephen (EdtheLoanGuy)
#14 ranked lender in Colorado - 24 contributions

Front End ratio is how your gross income compares against the full mortgage payment. Back end ratio, is how your Gross income compares against your mortgage payment + all of your other payments.What they want to make sure is that you are not taking out a mortgage payment that is 50% of your income.You are welcome to call if you would like further explanation.ThanksEddie Stephen - 720-217-2200

Aug 19th 2011
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Christopher Stancato (Kyle Stancato)
#3 ranked lender in Washington - 59 contributions

I looked at the other answers and they look good. If you need any other details, give me a shout. Kyle. Bayview Home Loans

Aug 19th 2011
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