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i just sent a question about buying a home on contract

my house appraises for $65,000 . And the contract payoff is around $10000 . I need to find a loan to pay it off. But I have veryow credit score. But excellent payment history with the owners whom I have the contract with . I just dont wannaose my home after working so hard to keep it after my husband died 4 yrs ago. But if I can't find a loan the people I am buying it from on contract are going to put it up for sale.. Please tell me there is hope. thank you by berrybryant6062781 from Marion, Indiana. Feb 16th 2016 Reply


Michele Pavey (michelepavey@gmail.com)
#51 ranked lender in Indiana - 5 contributions

Good mornng, I'm sure I can help. We do credit rescores, if your score isnt high enough right now I can help get it where it needs to be, no fee is passed on to you. If you would like to apply you can either apply online @ www.mortgagebymichele.com or call me at 765-776-2119.Michele

Feb 16th 2016
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William J Acres (William_Acres)
#2 ranked lender in Arizona - 7,917 contributions

I understand your situation might be difficult, but regardless, a $10K loan is typically not high enough for 99% of the lenders out there.. for this reason, you might have better luck contacting your local credit union or community bank.. If those don't work, then you might have no other choice but to seek out a hard money loan.. the rate and terms will be ugly, but if it's the only thing you can do to save your home, it might be worth it.. You also might want to try renegotiating with your current note holder.. maybe they will extend the balloon date.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

Feb 16th 2016
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Justin Murray (JustinMurray)
#102 ranked lender in Illinois - 172 contributions

What is your current credit score - we offer loans as small as 10K. You can email me your response at JMurray@WintrustMortgage.com , Thank you, Justin Murray (312)256-4065

Feb 16th 2016
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