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I need to refinance my jumbo loan to remove my ex-husband. Problem is I am at 100 % LTV. Excellent credit and income. Any ideas?

by piercenc157 from Waxhaw, North Carolina. Jan 25th 2014 Reply


Linda Wintersteen (Linda123)
#63 ranked lender in Arizona - 1,256 contributions

please send me your address privately.. i use the same sources as appraisers for value how do you know your ltv? email at yourloanpartnerforlife@live.com i have 25 yrs experience in the mortgage industry..

Jan 25th 2014
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Phil Dumouchel (PhilDu)
#32 ranked lender in South Carolina - 2,249 contributions

If you are truly at 100% LTV based on a current appraisal I don't know of any options for you. You should check with your current lender and see if there is any way they would consider working with you. Other lenders would not be likely to approve because of current guidelines unless you were able to pay it down to at least 90%, or possibly use a 401k loan or something similar to lower your LTV. If that is possible, I may be able to get you to 89%. pdumouchel@primelending.com I'm in SC.

Jan 25th 2014
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Monica Brown (monica.brown@suntrust.com)
#233 ranked lender in Florida - 4 contributions

Please email me direct at monica.brown@suntrust.com so I can ask you a few questions. Thanks.

Jan 26th 2014
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Natalya Hill (natalyahill)
#53 ranked lender in North Carolina - 11 contributions

Please email me at natalya.hill@hgfloans.com as I have several options available for you.

Jan 26th 2014
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Joe Metzler (JoeMetzler)
#18 ranked lender in Minnesota - 4,843 contributions

If you are over 90% based on a real appraiser physically coming to your home to give you a value, you have no known options at this time. The only option would be to come up with the money to bring the loan down to 90%.

Jan 26th 2014
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Alan Schutt (AlanSchutt)
#951 ranked lender in California - 2 contributions

are you a veteran. Alan Schutt CVF 714.737.9859

Jan 28th 2014
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