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I only owe 35,000 on my home but need to refinance out of my husbands name how can i do this?

by slanzer0210188 from Sidney, Ohio. Feb 15th 2019 Reply


Hi, you apply for a loan just in your name. You would still need him present at closing (or before) to sign a quit claim. If he's staying on title but off the loan he can sign the mortgage at closing. If I can answer any additional questions I'd be happy to help. 419-306-5492 www.yeskimmortgage.com

Feb 15th 2019
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John Regg (jregg2005)
#77 ranked lender in Ohio - 12 contributions

Hi, I am happy to assist you with any questions regarding this matter. We actually have a program designed just for this that no one else offers. Please email me at john.regg@wellsfargo.com or call/text 513-265-7770 thank you, John Regg

Feb 15th 2019
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William J Acres (William_Acres)
#73 ranked lender in Arizona - 8,722 contributions

The best advice I can give you is to contact a mortgage banker/broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with a Banker/Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the banker/broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the big box banks. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / LendUS, NMLS 1938/ AZMB0121893

Feb 19th 2019
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