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I own a home and my credit needs repair, I need a loan on my home

by Rockinvc806 from San Antonio, Texas. May 18th 2015 Reply


Victor Emmel (victoremmel)
#92 ranked lender in Utah - 20 contributions

Can you elaborate a little on your situation? What is on your credit that needs to be addressed? Do you know you credit score? Is you home owned free and clear? What is the home worth? How much of a loan are you looking finance?

May 19th 2015
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Thanks for responding. My husband and I own our home free and clear. The home is worth 125,000. My credit score is poor 572? My husband's score is 560. We are looking to borrow about. 85,000

May 19th 2015
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Phil Dumouchel (PhilDu)
#1 ranked lender in South Carolina - 2,228 contributions

Some lenders may be able to offer you a FHA loan with those scores but it will not be easy. Most will not finance borrowers below 600 or 620 score - as you see from the lack of other responses.

May 19th 2015
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Victor Emmel (victoremmel)
#92 ranked lender in Utah - 20 contributions

There are lenders out there that will lend on credit scores in that range but from what I hear it is somewhat of a headache to actually get the loan closed. Your best bet is to work on improving the score. Sometimes it can be a quick process but it is hard to determine it without seeing your credit. Feel free to contact me at 801-819-5901 or at vemmel@primelending.com to talk a little more about a solution that can help you get to where you need to be.

May 19th 2015
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Are you seeking for a legitimate lender from the internet? My name is Kathie Smith, United State.please i want to advice you to beware of loan from the China and any part of Malaysia because they are all scammers. I have been scammed over 6 times until i came across a loan company from United State. They are so wonderful and serious minded company. I would advice you contact them if you are in need of loan of any kind(personal or business) because i got a loan from them without any stress after meeting their requirement. Their contact info is: http://www.dennishopkinsfinancehome.com/ ordennishopkins_financehome@live.com or dennishopkins69@yahoo.com Tel: USA +12404374240 Skype ID:roger.n.william

Sep 24th 2015
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