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I would like to get a VA loan for a home in the 300-350k range using my military entitlement. My credit is not great, I think it's at 560 or so. Please let me know if I can still get qualified.

by arthur.b616 from Sierra Vista, Arizona. Oct 19th 2016 Reply


William J Acres (William_Acres)
#1 ranked lender in Arizona - 7,402 contributions

Hey Arthur.. I need much more info, and i'm available if you wish to talk, but lenders look at more than just one of your credit scores. First, we run a "Tri-Merge" credit report which has your scores for all 3 major bureaus.. and your loan pricing is based on the middle score. But the real question is "Why?" Why is your score so low.. without knowing more details it's impossible to say.. If you have 15 minutes, give me a call.. I can gather the necessary info and let you know immediately.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

Oct 19th 2016
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Joseph Afonso (jafonso)
#64 ranked lender in Arizona - 194 contributions

We are able to provide VA loans with lower credit scores so it is possiable give me a call 602-531-7040. Joseph Afonso Primary Residential Mortgage

Oct 19th 2016
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Linda Wintersteen (Linda123)
#2 ranked lender in Arizona - 1,237 contributions

Hell from the white mts of AZ! i WOULD like to see your credit report, and your income. It is not always the score, it is what is on your credit report. I can also do cash lines advances for military linda

Oct 20th 2016
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