Forgotten Your Password?

Need to Register?

Question Icon

If i have a 654,a730,and a 680 can i get a fha loan?

by stuklamar748 from Stowe, Vermont. May 1st 2014 Reply


Michelle Curtis Loan Originator NMLS 401173 (EmbassyFundingLLC)
#77 ranked lender in Florida - 2,242 contributions

All lenders will always use your middle score, which in your case is a 680. Yes you can qualify for any conforming loan with a 680. You still need to meet all other guidelines as well.

May 1st 2014
0
0
John Moran (TheHomeMortgagePro)
#8 ranked lender in Arizona - 663 contributions

Assuming you are otherwise qualified, a 680 middle credit score should allow you to choose almost any loan program, including FHA.

May 2nd 2014
0
0
Jericho Cherry (Jerichocherry)
#56 ranked lender in Virginia - 1,107 contributions

With a 680 middle score you qualify for a FHA loan, providing you meet all of the other requirements..

May 2nd 2014
0
0
Eric Vander Werff (Evanderwerff)
#24 ranked lender in Idaho - 5 contributions

Yes, a 680 FICO score will give you a lot of flexibility and you can apply for more than just the FHA product. There are many other factors that determine loan eligibility - I would make an application with an experienced, well-reviewed Loan Officer.

May 2nd 2014
0
0
Mike Silkworth (msilkw_195_870)
#31 ranked lender in Michigan - 527 contributions

Yes, 680 will meet FHA and lender credit score requirements. You may even want to ask your Lender to compare and FHA loan to a conventional to see which is best for you. Many people choose conventional once their score is over 680.

May 4th 2014
0
0
Subscribe to our news feed.