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if my delinquent house taxes have been sold and I have until oct 25 to pay the amount am I able to obtain a refinance loan on my h

by fdavi2513 from Springfield, Illinois. 27 days ago Reply


Barclay Butler (Barclay)
#85 ranked lender in Illinois - 66 contributions

You can do a refinance if you have the equity, but you better move fast unless you can get an extension to pay your taxes. Barclay Butler Financial Inc.. 224-420-9990.

27 days ago
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Patty Harrison (PattyHarrison)
#94 ranked lender in Illinois - 64 contributions

Depending on how much equity you have in your home; and as long as you qualify with your income and credit scores you should be able to refinance. You will need to move quickly based on your deadline. Please click on my link if you need any addition information. Thank you, Patty Harrison 630-854-3459

27 days ago
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William J Acres (William_Acres)
#2 ranked lender in Arizona - 7,933 contributions

More info needed.. do you have a mortgage now? How has that been paid? On time or 30 day late payments? Lending guidelines require you be current on your existing mortgage, and that there be no more than 1x30 day late payment in the past 12 months.. The short answer is that there is a possibility of getting a loan, but we would need to analyze your complete loan profile in order to advise you.. for this reason, I suggest you contact a mortgage banker/broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with a Banker/Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the banker/broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the big box banks. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

27 days ago
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Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 3,524 contributions

Maybe... I suggest getting off the internet and into the local mortgage brokers office. Give them a full application, and let them review your situation to zero in on your options.

27 days ago
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Sara Deere (SARAinMO)
#1 ranked lender in Kansas - 504 contributions

I agree with a couple previous responses to your question. You must act fast, but your mortgage must have be current. I am licensed in IL.

25 days ago
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