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if you sell your home after having a harp refi can you get a new mortgage if you decide to buy another home?

by marvoinjersey225 from , . Jul 2nd 2013 Reply


Carlo Sanchez (MortgageLendingPro)
#0 ranked lender in Utah - 1,163 contributions

Absolutely!! You can even get another home while you refied with a Harp loan so long as you qualify. If you are in Utah I'd be glad to help and, if not, then contact a lender411 loan officer to help you. Good Luck!!

Jul 2nd 2013
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Sharon Duffy (sduffy)
#72 ranked lender in Pennsylvania - 595 contributions

Yes you can if you qualify. I am a Jersey broker. Please contact me for additional information.Sharon7th Level Mortgage732 606 6264

Jul 3rd 2013
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Michelle Curtis Loan Originator NMLS 401173 (EmbassyFundingLLC)
#76 ranked lender in Florida - 2,240 contributions

Of course, it has no bearing on any future real estate purchase, you still have to be able to qualify using normal guidelines.Call us or email us at 201-962-3555 or Team@BestMortgageOption.com for ano cost no obligation analysis of your situation ask for Michelle or Benny. We will find the Best Mortgage Option to suit your needs! Check us out at www.BestMortgageOption.comAsk us about the awesome discounts we offer heroes as a Homes for Heroes affiliate!

Jul 3rd 2013
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Dave Pressel (DavePressel)
#93 ranked lender in New Jersey - 12 contributions

A HARP Refi only applies to your current home -- it does not prevent you from getting a new mortgage now or in the future as long as you make your payments on time and financially show the capability of qualifying for the new loan. If you have any questions feel free to contact me at 908-208-2036Dave PresselWest Town Savings BankManalapan, NJ

Jul 3rd 2013
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Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 3,869 contributions

Sure... A HARP refinance is just a regular loan. Nothing special attached, so yes, you can go buy another home without any concerns from the HARP refinance. www.HARP-Refinance-MN.com

Jul 3rd 2013
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Jason Vondrak (jvondrak)
#221 ranked lender in California - 1,741 contributions

Yes, you can get a another mortgage after having completed a HARP refinance. However, it is designed specifically for underwater borrowers, so if you are forced to complete a short sale you will have a waiting period of 2 years before you are eligible for a mortgage again.

Jul 3rd 2013
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Josh Lund (Josh_Lund)
#46 ranked lender in Minnesota - 113 contributions

Yes you can!

Jul 3rd 2013
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