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I'm a first time home buyer. My fiancée has owned in the past but not now. Would we qualify for FHA

by pearlywht557 from Salinas, California. 22 days ago Reply


Josh Jelsing (josh@joshjelsing.com)
#1333 ranked lender in California - 1 contribution

Hi! Yes, you can definitely apply for an FHA loan even when you are not a first time home buyer. Please feel free to call me at 858-442-9667 or email me anytime at josh@joshjelsing.comHave a great day!Josh Jelsing858-442-9667josh@joshjelsing.com

22 days ago
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Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 3,411 contributions

First time home buyer means you have not owned a home in the past three-years. FHA is not a first time home buyer program, although it is commonly used by first time home buyers. For FHA loans, and first time home buyer loans in MN, WI, and SD, visit me at www.FirstTimeHomeBuyer-MN.com

22 days ago
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William J Acres (William_Acres)
#2 ranked lender in Arizona - 7,727 contributions

Although there are many requirements for FHA financing, being a first time home buyer is not one of them.. So long as you meet all other eligibility requirements, you can use FHA... If you have high credit scores, it might be better to go with conventional.. with conventional as a FTHB, you only need 3% down and the MI can be very inexpensive.. There also might be other programs which might be a better choice, but to advise you, i would need to look at your complete loan profile.. Feel free to reach out to me.. i'd be happy to show you multiple options. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

22 days ago
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We are chartered bank and I would be more than happy to assist you with this loan and compete for your business. Call me tomorrow. Ryan Feager Goldwater Bank Mortgage Division 636-287-0550

22 days ago
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