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I'm a veteran and want to buy my first home. What is the process?

Is there a certain bank I need to go to to get the best rate? by will.g46827 from Livingston, Louisiana. Sep 25th 2015 Reply


Brian Daube (Bdaube)
#29 ranked lender in Louisiana - 1 contribution

We have great VA programs, please call me directlyAnnette Hesse 504-837-3939 ext. 302Sun Mortgage Funding, Inc.

Sep 25th 2015
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Erica Whiddon (erica@mylamortgage.com)
#26 ranked lender in Louisiana - 9 contributions

Hi Will! We are in Denham on Hwy 16. Come see us on Monday or call us at 665-4399 to discuss. Our website is MORTGAGE225.com if you want to get started over the weekend. Thanks! Erica Whiddon/First Choice Mortgage, LLC

Sep 25th 2015
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William J Acres (William_Acres)
#1 ranked lender in Arizona - 8,055 contributions

The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

Sep 25th 2015
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Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 3,571 contributions

Your first step is to simply contact a local lender in your area who has VA loan experience. Stay off the internet and away from the big internet lenders. Give them a full application, and they will review it to see if you qualify, home much house you can afford, what payments would look like, etc. If it looks good, you will need to supply basic documents, like pay stubs and bank statements. For a VA loan, you will need your VA Certificate of Eligibility. Any respectible VA lender will get that for you. For VA loans in MN, WI, and SD, visit me at www.JoeMetzler.com/valoans.htm

Sep 26th 2015
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Larry Gray (lgray_312_247)
#563 ranked lender in California - 1,127 contributions

I always tell people to go ahead shop 2 or 3 lenders but they will stay with me since we set our rate/pricing low! Of course, that may not always be true. You probably want to be confident in the mortgage consultant you ultimately work with but youcertainly can get estimates from more than one lender. I always seem to beat outformer colleagues at different big banks on my VA loans. But not necessarily onmy super jumbo loans. With a purchase loan you definitely want to pick someone you can have a lot of confidence in getting your purchase loan accomplished and on time. Rate and price is important but should not be the number one reason you choose them. I only do loans in California.

Sep 25th 2015
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Kevin Morgan (ArborLending)
#20 ranked lender in Louisiana - 21 contributions

Hi Will. I would suggest you get with a lender who is based in LA and has experience with VA lending. It is really not a difficult process and we can help you with the prequalification process and getting your Certificate of Eligibility from VA. You will also find our rates are some of the lowest in the area. We are based in LA and have given assistance to countless Veterans over the years. Give me a call at 985-867-8334 or visit my website at www.arborlending.net to get started.

Sep 26th 2015
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