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i'm on the note but not on the deed can i refinace the note

by pickles13669930 from Saint Petersburg, Florida. 28 days ago Reply


Barclay Butler (Barclay)
#83 ranked lender in Illinois - 75 contributions

You cannot be on the note unless you were on the deed and took yourself off. If this is the case you can quit claim yourself back on at closing.

28 days ago
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Bert Carpenter (BertCarpenter)
#37 ranked lender in Arizona - 2,236 contributions

You cannot pledge a property for collateral that you do not own, so the short answer is NO. However, depending on the willingness of the current owner of the property, it might be possible to have them Deed you back on. You didn't indicate if the current owner is on the loan as well, but depending on who the current owner is, their relationship to you and whether or not they will remain on the new transaction. It may be possible to complete a refinance. ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ Licensed in AZ, CA, GA, IL, OR & WA... In fact, NEXA is licensed in all states except MA and NY and we are pending approval in VA, so give us a call. ~ www.ApplyYes.com 480-889-9000.

28 days ago
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Toni Taylor (taylor_448_126)
#186 ranked lender in Florida - 7 contributions

Good morning - you would definately need to be on the deed in order to refinance but that can be done in the process. We would love to assist. 561-207-8049 - We are a Florida Mortgage Company. www.interconnectmortgage.com

27 days ago
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Greg Bleyl (GregBl)
#58 ranked lender in Ohio - 22 contributions

Will you and who is on the deed both be on the new note? Feel free to call or text 216-496-0211?

21 days ago
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