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info for using fha back to work mortgage

is this going to work for me? i was laid off in september 2013 (massive lay offs for whole company across 17 states) and went for 8 months unable to secure another good position. I've been working since and the position and company is secure but i'd really like to get into a house sooner rather than later. i still have SOME savings fortunately. my credit is OK: 690ish. by genesander8726144 from Cooper, Texas. Nov 6th 2014 Reply


Shelly Roark (shellyroarktx)
#174 ranked lender in Texas - 1 contribution

Good afternoon!I'm sorry to hear about your employment struggles, but glad to hear you've since found something stable.This is definitely something that could be possible. I always suggest pulling a credit report and filling out a full loan application so I can see the full picture to determine our true options.You can fill out a quick loan application by visiting www.shellyroark.com/apply.Once that's in my system, I can be in touch within 24-48 hours :)I look forward to the opportunity to help you! Shelly Roark SENIOR MORTGAGE CONSULTANTNMLS: 207714DIRECT MOBILE + text: 512-470-4808DIRECT EFAX: 512-681-9188WWW.SHELLYROARK.COM/applyshelly@shellyroark.com

Nov 6th 2014
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Rich Bonn (RichBonn2818411723)
#175 ranked lender in Texas - 50 contributions

I am glad that you have found steady work again. I have worked with many people in similar situations and have been able to help them find financing. Largely, it will depend upon the type of financing you are looking for. If you give me a call, I can see how my team and I can assist you. I may be reached at 281-841-1723.Rich Bonn, LeaderOne Financial, NMLS 278696

Nov 6th 2014
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William J Acres (William_Acres)
#73 ranked lender in Arizona - 8,728 contributions

I'm not sure you would need "Back to Work".. This is a mortgage for folks who had a foreclosure, bankruptcy or short sale.. your credit is fine, and unless you have some significant derogatory credit, it's probably not going to be a problem.. You will need to explain your 8 month job gap, but based on the limited info you provided, you should be fine.. the only way to know for sure, you need to contact a LOCAL mortgage broker and apply with them. By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Nov 6th 2014
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