Carlo Sanchez (MortgageLendingPro)
#0 ranked lender in Utah - 1,163 contributions
Defintiely need more info like is this a primary residence, or a 2nd home, or a condo, and is there someone else on the loan with a lower score, does the loan have LPMI, is it a HARP loan, is it a HARP LP or Fannie loan,etc. There are a lot of pieces missing but get a quote from all those above and compare to what they have and also keep in mind that if you are told a rate today it can and WILL change between now and when you close. If the quotes are estimated for a rate that will be locked in 30-45 days from now, plan on the rate going up.