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Is 95% LTV refinancing offered by anyone in May 2020?

by dougdobson978 from Jacksonville, North Carolina. 21 days ago Reply


Phil Dumouchel (PhilDu)
#32 ranked lender in South Carolina - 2,247 contributions

Sure - as long as it is your primary residence and you aren't asking for cash back other than to cover your costs. phil.dumouchel @ TD.com

21 days ago
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Chad Huffstetler (ChadHuffstetler)
#13 ranked lender in North Carolina - 22 contributions

Yes! We are doing them. Fee free to reach out to me. chuffstetler@mmi.biz or 919-218-1419

21 days ago
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David R Youngs - Assistant Vice President (DavidRYoungs)
#1 ranked lender in Minnesota - 76 contributions

Yes the GSE's (government sponsored enterprise) Fannie Mae & Freddie Mac, who are the ones that set the guidelines for Conventional financing, have not adjusted their maximum LTV (loan-to-value) requirements. Although some banks may choose to set their own "overlays" or additional restrictions to what they will allow, most lenders still follow what is allowed by the GSE's. Note that there are other government lending programs that may allow for MORE than 95% LTV as well, such as FHA, VA & USDA. If you would like more information on how these programs differ and what you may need personally, please feel free to call or text me at 651-497-6770 or email me at dyoungs@progressivels.com. Thanks for your question!

17 days ago
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Joe Metzler (JoeMetzler)
#2 ranked lender in Minnesota - 4,046 contributions

Sure, as long as you have OK or better credit.

15 days ago
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