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Is a vha loan better or one from a bank/lending company?

I know I will have to talk with each bank and/or loan company to know their individual pros and cons but in general, which is the better option and why? by 4.jack.sun890 from Virginia Beach, Virginia. 8 days ago Reply


John Burke (jburke)
#2 ranked lender in Texas - 179 contributions

Hi 4.jack.sun890,A regular VA loan is a better option simply for the fact that you can do a IRRRL down the road if you want to but you won't have that option with a VHA loan. The VHA & other state VA type options are typically more expensive as well because they carry a 1% participation fee. | Please feel free to contact me for more information or help. | John Burke | Senior Mortgage Banker | Great Plains National Bank http://www.valoansdoneright.com | (877)228-9069 | Lending in ALL 50 states

8 days ago
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