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is there any different process for getting a mortgage with someone your not married to?

want to buy a house with my boyfriend of 3 years. we both have good credit and stable careers. we'd like to both be on the house and mortgage without being married by kgleeson78642223 from Atherton, California. Jan 23rd 2015 Reply


Crestico Funding (CresticoFunding)
#313 ranked lender in California - 337 contributions

Hello,That is a very good question, the process is not any different however the difference will be on how you will hold title. feel free to call or email our office at 310-348-7878 option 3 to speak with one our Sr. Mortgage Advisors.

Jan 23rd 2015
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Michelle Curtis Loan Originator NMLS 401173 (EmbassyFundingLLC)
#77 ranked lender in Florida - 2,240 contributions

No difference in the process.

Jan 24th 2015
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Kirk Anderson (KirkAnderson)
#24 ranked lender in Arizona - 50 contributions

The both of you can certainly be on the loan together without being married. Please call me with any other questions or if you'd like ot get pre-qualified.Thanks much!Sincerely,Kirk877-262-4050 x3777NMLS 459105

Jan 26th 2015
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William J Acres (William_Acres)
#73 ranked lender in Arizona - 8,726 contributions

Not a problem.. the only difference is that when you're married, you can both be on the same application.. when you're not married, then the lender needs 2 complete loan files, one from both.. so the paperwork is doubled.. That's pretty much the only major difference.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Jan 27th 2015
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