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Is there any way to use my VA entitlement on a rental property?

by todd_binkley119 from McFall, Missouri. Oct 6th 2016 Reply

James Casson (
#45 ranked lender in Kansas - 12 contributions

The VA loan program does not have a provision to buy investment properties if that is the sole purpose. However, it does allow, upon qualifying of course, if the the Veteran bought up to a 4 unit property. Live in 1, rent out 3. Works for triplexes and duplexes as well.

Oct 6th 2016
Sara Deere (Mortgagequeen2)
#16 ranked lender in Missouri - 608 contributions

I completely agree with the reply already provided for this answer.

Oct 6th 2016
Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 4,703 contributions

VA is for primary property only. But you can buy up to a 4-plex, as long as you live in one of the units on the property too. Also, if you buy a house with a VA loan today, after living there at least one year, you can turn it into a rental. For VA loans in MN, Wi, and SD, visit me at

Oct 7th 2016
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