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is there program for poor credit score refi., note with ocwen?

by itap_g362 from , California. Jun 4th 2015 Reply


John A Soricelli Jr (John A Soricelli Jr)
#133 ranked lender in California - 151 contributions

There are loan programs available for poor or low credit scores. It will depend on your total credit profile as well as the goals of your transaction. If you would like to learn more about the programs available for you please feel free to call me at 949-478-3863 or visit my website at www.ThinkJandJ.com.

Jun 4th 2015
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William J Acres (William_Acres)
#2 ranked lender in Arizona - 7,924 contributions

Yes. but everyone's definition of "poor credit" is different.. that's why lenders use credit scores.. without knowing your credit scores it's impossible to advise you properly.. this I will say.. there are programs that allow financing for borrowers with scores as low as 500, but understand that the lower the score, the more strict the guidelines are and few that apply actually get approved.. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Jun 4th 2015
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