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I've been out of the army for 6 years can I still get a VA loan for a house?

by andywelsher2764706 from Hartman, Colorado. Dec 29th 2014 Reply


Rob Koellner (Rob_Koellner)
#18 ranked lender in Colorado - 35 contributions

Yes. Other factors of course in applying for a loan.

Dec 29th 2014
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Mike Trenkle (MikeT@MKMortgageGroup.com)
#22 ranked lender in Colorado - 12 contributions

Hello Andy,Yes you are eligible for a VA purchase loan if you received an honorable discharge and have never defaulted on a previous VA loan.Please give me a call and I can get you pre-approved so all you need to do is find a home!Kelley JaegerMK Mortgage Group, LLC303-537-4539 (Ofc)

Dec 29th 2014
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Dave Metsker (DaveMetsker)
#38 ranked lender in Oregon - 2,317 contributions

Yes.

Dec 29th 2014
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Phil Dumouchel (PhilDu)
#32 ranked lender in South Carolina - 2,224 contributions

Sue thing, as long as you have entitlement and can meet other standard qualificaiton requirements. VA is about the best option available these days! Thank you for your service. I can help: pdumouchel@primelending.com or 843-619-6025 http://pdumouchel.primelending.com **PrimeLending was #4 purchase mortgage lender in the US in 2012 and 2013 as determined by MarketTrac(c) for Jan-Dec 2012 & 2013

Dec 29th 2014
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William J Acres (William_Acres)
#1 ranked lender in Arizona - 7,802 contributions

So long as you have VA benefits available to you then yes.. you can use VA for a home.. you will have to meet all eligibility requirements and you must have been honorably discharged. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Dec 29th 2014
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Chris Neuswanger (mtnmortgageguy)
#94 ranked lender in Colorado - 84 contributions

I agree with the other answers here, if you are in Colorado give me a call at 970-748-0342 to discuss options, or visit www.mtnmortgageguy.com and you will find more info on VA loans.

Dec 29th 2014
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