Forgotten Your Password?

Need to Register?

Question Icon

Judgement- order to dissolve writ of garnishment

I have a judgment on my credit. long story short, "ex spouse was awarded a trailer/camper had 90 days to change name , instead he filed bankruptcy and allowed repossession without my knowledge and since I was on the original loan I ended up with the judgment and garnishment.i went to court where judge ordered to dissolve writ of garnishment - Am I still suppose to pay this debt that is clearly lawfully not mine after the divorce expect for the fact that divorce statements or agreements mean nothing? I am trying to purchase a home and I am unable to because of this judgment. by evediaz815305 from Miami, Florida. Apr 29th 2015 Reply


Linda Wintersteen (Linda123)
#63 ranked lender in Arizona - 1,252 contributions

go back to your divorce attorney..

Apr 30th 2015
1
0

Thank you but my only option with the attorney was ro sue my ex husband for the damages but he went bancrupt..so I'm back to square one..thank you though

Apr 30th 2015
1
0
Phil Dumouchel (PhilDu)
#1 ranked lender in South Carolina - 2,228 contributions

Judgments are difficult to work around for a mortgage lender because they potentially affect the title to the property. Get legal advice, seems like you need to get the court to also remove you from the judgment.

Apr 30th 2015
1
0
William J Acres (William_Acres)
#1 ranked lender in Arizona - 8,041 contributions

Unfortunately, the judgment will need to be satisfied, or you will need to wait for the judgment to fall off your credit report, which could be as long as 10 years. I suppose you could always file BK as well and that would remove the judgment.. but understand the judge's orders regarding liability has nothing to do with your obligation when you signed the note when purchasing the camper. The lender has the legal right to try to collect from you since your ex filed BK and is no longer liable for it. You could try contacting the lender and making an offer to settle, just be sure you don't mention your trying to purchase a home or they will leverage that against you to get more money.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Apr 30th 2015
1
0
Subscribe to our news feed.