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Loan In Oregon? $92000 income, 760 fico, 20% down

by charlottespyden23... from Cloverdale, Oregon. May 8th 2015 Reply


William J Acres (William_Acres)
#2 ranked lender in Arizona - 7,917 contributions

Ok.. if those 3 bits of info were the only thing required to obtain mortgage finance, then yes.. you would be fine.. but the reality is much more info would be needed.. How do you get paid? base salary? hourly? commissions? Self Employed? How long have you had your job? what line of work? how long in the "Field"? What are your other 2 credit scores? How much debt do you owe? How much Monthly do you pay out for your debt? I could go on and on,,,.. but without knowing all the details of your particular scenario, it's impossible to say.. So if you want to know for sure, then the best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

May 8th 2015
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Lisa Rice (lisa@lewishanson.com)
#50 ranked lender in Oregon - 3 contributions

CHarlotte - Thanks for the inquiry. Is this for a residential home, construction or commercial building? Thanks! Lisa Rice

May 8th 2015
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Chris Barry (TheLoanDoctor)
#45 ranked lender in Oregon - 40 contributions

Give me call and let's go over your situation. I know where Cloverdale is and I'm in the Portland metro area and specialize in coastal area properties.

May 8th 2015
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Lea Snyder (LeaSnyder)
#8 ranked lender in Oregon - 15 contributions

Hi Charlotte,I'm happy to have a conversation with you to discuss the details, go over the numbers and answer any questions you have. I have been a mortgage banker for 17 years. I live and work in Portland and lend all over the State of Oregon. Call at your convenience. Thanks!Lea Snyder 503-577-3895

May 8th 2015
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Pete Bass (PeteBass)
#31 ranked lender in Connecticut - 476 contributions

Hi Charlotte!I would still need more information to analyze what you are trying to accomplish with your loan. Is this a purchase or refinance. I this a single family, multifamily?primary, 2nd or investment home- e-mail me at pete.bass@everbank.com and I can better answer the question for you- Pete

May 8th 2015
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Jerry Mike (jerrymike@gmail.com)
#0 ranked lender in Oklahoma - 12 contributions

Contact us today for your Loan at No Upfront fees and less Interest rate between 2-8% depending on the Loan amount.BBB Accredited Business since 03/14/2011BlueSky Lending, LC1255 West 15th Street, Suite 470Plano, TX 75075NMLS#: 289106http://www.1bluesky.comEMAIL: johncampobluesky1@gmail.comFax number: 2084459321

May 9th 2015
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