Brett Pehrson (brettpehrson)
#19 ranked lender in Utah - 225 contributions
You should be okay still getting a loan of that size. The main difference will be the "pricing adjustments" for the loan size; a broker would be a good option for you, since they can review each lender's pricing adjustments and which one would offer you the best price. Depending on the condition of the roof, though, you might find it difficult to do a standard refinance or Home Equity Line without repairing the roof first; if that's the case, the FHA 203k loan might be a good option for you. A Home Equity Line is probably the quickest and most cost effective option for you, though.