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Looking for a manufactured home loan.

580 credit score, 2000 dp by intowinit12130 from Hammond, Indiana. Oct 10th 2017 Reply

Steven Brand (stevenbrand)
#2 ranked lender in Minnesota - 118 contributions

I have a couple channels to get manufactured home loans done. However... I would help you get in touch with a "credit repair pro" or review your credit with you. If you can get your scores up... you can either get into a better loan product and/or get a better rate/point structure.

Oct 10th 2017
William J Acres (William_Acres)
#73 ranked lender in Arizona - 8,727 contributions

Much more info needed to advise you.. First, if you are considering a MFH.. then the are you looking for financing for the home and land? Is this a resale, or is it brand new? is the home architecturally attached to the land, and are they both being sold as a package? In all reality, regardless of the property characteristics, lenders make lending decisions on many factors,, with a credit score being just one of them.. so it's near impossible to advise you without looking at your complete loan profile,,, For this reason, I suggest you contact a mortgage banker/broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with a Banker/Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the banker/broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the big box banks. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

Oct 11th 2017
Sara Deere (Mortgagequeen2)
#16 ranked lender in Missouri - 594 contributions

I also have access to help you find a great lender in IN that can help one purchase a manufactured home.

Oct 12th 2017
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