Forgotten Your Password?

Need to Register?

Question Icon

Looking for a VA loan. Credit score is 570 and wife's is 610. Please let me know if you can help.

by justin300 from Norristown, Pennsylvania. Jul 19th 2016 Reply


Shane Carroll (shanecarroll)
#134 ranked lender in New Jersey - 4 contributions

Hi Justin, can you shoot me an email at scarroll@bondstreetloans.com with a good phone number to reach you at? I would like to have a member of my group get a little more information from you.

Jul 19th 2016
1
0

I specialize in rescoring a clients credit. Please email me at bbesosa@pikecreekloans.com or call me at 866-894-9111. I just brought a clients credit up from a 523 to a 685. We are also the largest lender in the area. I look forward to helping you achieve home ownership! Ben Besosa NMLS 104565

Jul 19th 2016
1
0
Scott Fix (ScottFix)
#1330 ranked lender in California - 184 contributions

Justin, great inquiry. Get with a local loan professional to go over the various loan products before selecting a VA loan or other mortgage product so that you are fully aware of qualification/eligibility requirements etc. Also, if credit is an issue, find a reputable loan restoration company. Go to http://www.xperiacredit.com/ Call and ask for Matthew Mincks. Increasing your scores can only help your situation and Xperia is fairly inexpensive.

Jul 19th 2016
1
0

600 midscore needed for lowest borrower. I can do fha down to 580. 3.5% down which can be from gift funds or local community housing assistance program. Contact me at: jason.bennett@movement.com for any other questions. Thanks Jason Bennett

Jul 20th 2016
1
0
Tim Miller (tmiller)
#89 ranked lender in New Jersey - 4 contributions

Hey Justin,The 610 is ok, we need to get the 570 higher. We help with that. I have been helping people with lower credit scores for over 20 years. If you want help give a call.Tim Miller - Branch Manager/Loan OfficerCentennial Lending Group, LLCNMLS # 132510office 215-469-1000 ext. 330mobile 609-352-5367fax 856-374-1006 "Your referrals are always appreciated!"

Jul 20th 2016
1
0
Tim Miller (tmiller)
#89 ranked lender in New Jersey - 4 contributions

Hey Justin,The 610 is ok, we need to get the 570 higher. We help with that at no charge to you. I have been helping people with lower credit scores for over 20 years. If you want help give a call.Tim Miller - Branch Manager/Loan OfficerCentennial Lending Group, LLCNMLS # 132510office 215-469-1000 ext. 330mobile 609-352-5367fax 856-374-1006 "Your referrals are always appreciated!"

Jul 20th 2016
1
0

Hi I'm a local mortgage broker with wholesale lenders that will lend to borrowers with your credit scores. If you'd like to discuss further please call or email me. ThanksAndrea 215-272-1157Andrea@mainstreetmortgagecompany.com

Jul 20th 2016
1
0
William J Acres (William_Acres)
#1 ranked lender in Arizona - 8,041 contributions

So here's the "Reality Answer".. First, Lenders look at a "Tri-Merge" credit report to determine if you have sufficient credit scores to qualify.. they go by the Lowest MID score of ALL borrowers... But understand that it takes much more than a credit score to determine one's eligibility.. Income, type of income, debt, debt to income ratios, employment history, etc, etc, etc.. No one here can advise you properly without seeing your complete loan profile..so knowing one of your 3 scores is really no help.. The next thing to consider is "Why?" Why is your score so low.. you must have some major derogatory credit to have a 570.. BK? Foreclosure? Short Sale? Judgement's? Collections? Unpaid student loans? Unpaid taxes? You could have a 750 credit score, yet with one of these deficiencies, you still might be denied... But again, here's the reality.. There might be some lenders out there that advertise they will lend to someone with a low score like yours, but don't be deceived.. the lower the score, the more strict the guideline's are and few that apply actually get approved.. so, don't set yourself up for disappointment.. you need to work on fixing up your credit.. first by dealing with your past credit issues, and then moving forward, keep and maintain timely payments on any future debt you have... There are companies out there that specialize in credit restoration, but in my experience, less then 10% of those companies are effective.. none the less, your chances of getting approved right now are very low.. and until you do something about your credit, you will never be able to finance a home.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

Jul 20th 2016
1
0
Xavier Torres (xavier.torres@rapideloans.com)
#100 ranked lender in Maryland - 2 contributions

Hi Justin, I can help you with your VA Loan With that credit score. please email me the scenario : xavier.torres@rapideloans.com

Jul 19th 2016
0
0
Xavier Torres (xavier.torres@rapideloans.com)
#100 ranked lender in Maryland - 2 contributions

Hi Justin, yes i can help you with your VA Loan with your low credit score. email me at xavier.torres@rapideloans.comThank youXavier TorresRapid Eloans, LLC

Jul 19th 2016
0
0

I have a 570 credit score my wife is probably up to 6 something can I get a VA loan

Mar 8th 2017
0
0
Subscribe to our news feed.