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Looking to buy home in Texas but coming across a couple of issues.

My husband works in Dallas and owns a home in NJ that is solely under his name. I work and live in NJ. The lenders are stating they might not be able to use my income for the new loan since i work in NJ. A "motivation letter" was recommended, is this something that anyone believes would work? Would it be better if I was just listed as a cosigner? Thank you for any help on this. by tasha.bmk895 from Irving, Texas. Jan 12th 2018 Reply

Hi there, are you looking to purchase a primary residence in Texas? Will you be looking living in this property? If so, will your employer allow you to continue to work for them while living in Texas? Can they provide a letter stating this? If so, you shouldn't have a problem. If you are trying to purchase an investment property or second home, you won't need any letter.

Jan 13th 2018

Hi TashaI'm a mortgage broker in the state of Texas and could possibly help you with getting approved for financing but would need some additional info about yourself, the home, and intentions for the home. Feel free to email me at or you can complete an application at Take care

Jan 25th 2018
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