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Looking to buy my first home

I have cosigned on a mortgage for a family member and am now looking for a home of my own. It's my first time buying a house on my own. Do I still qualify as a first time home buyer? by fdsg32175 from Jacksonville, Florida. 24 days ago Reply


Anthea Emerson (AntheaC2)
#218 ranked lender in Florida - 56 contributions

If you're able to prove that the other co-borrower has been the one making the mortgage payments for 12-24 months, then you can purchase your own home with an FHA mortgage at 3.5%. We also have Conventional programs with 1% down depending on some factors.Anthea EmersonC2 Financial CorpNLMS #332932Ph: 386-848-1088Email: aaemerson@att.net

24 days ago
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Hello fdsg32175,If you can be documented as a non-occupying co-borrower on the that file, yes you should qualify as a first time home buyer. Please contqct me at your earliest convenience to discuss your loan request further. 386-717-0253 or rj@innovativemortgage.biz. Best Regards,R.J.Hanke -NMLS #1134947Innovative Mortgage Services-NMLS #250769

24 days ago
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William J Acres (William_Acres)
#2 ranked lender in Arizona - 7,933 contributions

Technically, you wont qualify as a FTHB, but don't let that stop you.. the only benefit is with conventional, you are only required to put 3% down vs. a minimum of 5%.. But for FHA, it's always 3.5% regardless if your a FTHB or not.. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

24 days ago
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