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Looking to lower my payment on my existing mortgage loan. How do I start the process?

by andre832 from Huntington Beach, California. Oct 24th 2016 Reply


Korene Clopine-Seaman (korene)
#69 ranked lender in Arizona - 81 contributions

Contact a reputable lender with low costs (Like us ) and get the lender the information they ask for. I would be pleased to assist you Korene Clopine-Seaman

Oct 24th 2016
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William J Acres (William_Acres)
#1 ranked lender in Arizona - 7,402 contributions

The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

Oct 24th 2016
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Larry Ulsh (lulsh@mimutual.com)
#1390 ranked lender in California - 2 contributions

Hi, you need to discuss your needs with a mortgage loan professional to see what your best options are. Your current rate and remaining term and if you want any cash out are important discussion points.You can apply online on a site like mine :www.larryulsh.comThanks.

Oct 24th 2016
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Larry Ulsh (lulsh@mimutual.com)
#1390 ranked lender in California - 2 contributions

You need to speak with a mortgage professional to discuss your options. Your current rate, term, and whether you want cash out are important discussion points.You can apply online on a site like mine: www.larryulsh.com

Oct 24th 2016
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Josh Lund (Josh_Lund)
#51 ranked lender in Minnesota - 113 contributions

Give me a call! I offer zero lender fees and I am licensed in many states. Another great thing about me and my team is, we don't beat around the bush. If it doesn't make sense for you to refinance I will let you know honestly and quickly without trying to sell you a product that you don't need.Josh Lund-Branch Manager, Gold Star Mortgage

Oct 25th 2016
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