Forgotten Your Password?

Need to Register?

Question Icon

Looking to purchase a house - PA - 599 middle FICO

My wife and I are looking to purchase a house in PA. middle score 599. wonder if I can get FHA mortgage or do i need to be at 620. no lateness withing last 12 months. by yankor_491_415 from Cherry Hill, New Jersey. Nov 12th 2012 Reply


Scott Irvine (Scott Irvine)
#7 ranked lender in New Jersey - 15 contributions

I would suggest looking into a lender who does USDA Rural housing loans, depending on the area in PA you maybe able to utilize their loan programs.scott@mortgage-me.usif you have any further questions.

Nov 12th 2012
0
0
Phil Dumouchel (PhilDu)
#32 ranked lender in South Carolina - 2,240 contributions

You're going to have trouble finding a loan with a score less than 620. Check out my blog "First Steps" or you can email me for suggestions on how to improve your score. pdumouchel@primelending.com or call 843.619.6025 tomorrow. I lend in PA and can work with you if you like.

Nov 12th 2012
0
0
Manuel Gonzalez (mmortgage1)
#91 ranked lender in New Jersey - 90 contributions

Fha doesn't have a minimum Fico score. Participating lenders do.If you'd like contact me through the link to portal and we can discuss options, your going to need to out down 10%. Thanks Manuel

Nov 12th 2012
0
0
Jamie Edwards (JamieLynn)
#37 ranked lender in New Jersey - 13 contributions

620 would the be the bare minimum score for just about anything you would want to do. I've seen a lot of lenders actually require 640. Obviously the higher it is the better. It would also depend on why the score was 599 as opposed to 640. Without knowing any more detailed information, that's all I can answer. If you would like to discuss further feel free to give me a call. 856-853-1234. Good luck to you and your wife.

Nov 13th 2012
0
0
Subscribe to our news feed.