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Looking to refinance ASAP. How quickly can I get this done and what information is needed?

by sara129 from Solvang, California. Dec 5th 2016 Reply


Rebecca Brown (rbrown@bayeq.com)
#1408 ranked lender in California - 3 contributions

Hi Sara, Refinancing can get done very quickly simply depending on how fast you are able to gather the necessary documents! My company is extremely fast and have a great portal to easily and securely get everything in. I would love to speak with about your options at any time. My cell phone is 707-695-7444 and my email is rbrown@bayequity.com. Thanks and I look forward to hearing from you!

Dec 5th 2016
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Alex Shekhtman (LBCmortgage)
#1428 ranked lender in California - 2 contributions

Hello Sara,the refinance process takes about 30 days now, you will need to provide the following documents to start: taxes for 2 years, 2 month bank statements, W2 for 2 years, current pay stubs. if you want to get more detail info on rates and process please contact me at alex@lbcmortgage.com or 818-309-2999thank you

Dec 5th 2016
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Jimmy Moreno (jimoreno@alpinemc.com)
#1412 ranked lender in California - 1 contribution

Hi Sara12930 days, an appraisal will be ordered you'll need W-2 for 2014 & 201530 days most recent pay stubs2 months bank statements, all pages even if blankcopy of most recent mortgage statement and homeowner's insurance policyWhat is your reason for refinance, cash out, debt consolidation, lower interest rate?

Dec 5th 2016
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MICHAEL BANAN (michael@loanusave.com)
#1419 ranked lender in California - 2 contributions

Hi Sara - My name is Michael, I am a senior loan-officer and can get your refinance done in 21 days or less without needing an appraisal. No closing-cost and extremely competitive rates. Please call me at 858-866-4747

Dec 5th 2016
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MICHAEL BANAN (michael@loanusave.com)
#1419 ranked lender in California - 2 contributions

Hi Sara - My name is Michael, I am a senior loan-officer and can get your refinance done in 21 days or less without needing an appraisal. No closing-cost and extremely competitive rates. As for documents, I will only need your W2s for 2015 and 1 moth worth of pay-stubs, if you're self employed, I will order your tax returns from the IRS so you won't even need to provide that. Lets chat, and get all your questions answered...Please call me at 858-866-4747

Dec 5th 2016
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Brandon Humrick (bhumrick@loanservices.com)
#1414 ranked lender in California - 1 contribution

Hi Sara- Is before end of the month too soon? That is very realistic; we are averaging 22 days from application to close. We can get all the information over the phone in 5 minutes. You can also apply @ www.loanservices.com too. Feel free to email me @ bhumrick@loanservices.com or call me direct @ 559-709-1180.

Dec 5th 2016
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Hi Sara, my name is Mathew Carson and I'm the president of West County Mortgage. On our DOC-less program, where we gather your information electronically, you don't need to gather tax returns, pay stubs or bank statements, we are running about 18-19 days. Very aggressive rates, and super easy for you. Happy to go over the details whenever your ready. 415 606-4252

Dec 5th 2016
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Larry Gray (lgray_312_247)
#564 ranked lender in California - 1,127 contributions

Looks as though you got several answers! Refinances are possible in as little as 3 weeks but it is more often realistic to allow up to 30 days to refinance. If you absolutely are in a hurry then we or another lender would put you on a priority speed track to funding.Best wishes on what you are looking to accomplish in a refinance, and getting the best rate and pricing!

Dec 6th 2016
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