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My ARM is about to reset but I am thinking about refinancing...

My current rat is 5.25%, I have equity in my home and I have great credit. Should I refi? by egd763 from Palmdale, California. Mar 21st 2018 Reply


It sounds like a yes, but e-mail me at mgonzalez@oaktreefunding.com so I can look more closely at your situation

Mar 21st 2018
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Yes , you should look into refinancing prior to ARM adjusting. Please email me at Blopezgarcia@verizon.net to discuss further . Thank you

Mar 21st 2018
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Yes. 5.25% is high. How is your credit. I live in Palmdale and I would love to help you.

Mar 21st 2018
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before anyone can answer your question the first question should be: 1) what type of loan do u have: Conv, FHA, VA, Jumbo, non-conforming?2) what is your loan amount and ltv3) your arm is going to adjust...do u know what it will adjust to, how many times can it adjust per year, what is the max rate or can it adjust to a lower rate4) finally your credit is good how is your income and job history...this can impact what loan types u qualify forryan.mcmahon@myccmortgage.com

Mar 21st 2018
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Yes. What do you think your fico score is? I would be more than glad to help you. I am in Palmdale

Mar 21st 2018
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You can call me at 661-270-5614. You can also send me more information about your situation at universalwest2003@gmail.com

Mar 21st 2018
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William J Acres (William_Acres)
#1 ranked lender in Arizona - 8,266 contributions

more info needed, but in general.. yes.. you should refi.. rates for fixed loans are lower than 5.25%,, if you go with another ARM, the rates are even better.. I'd be happy to look at your scenario and put together a written quote for your consideration.. Feel free to reach out to me anytime.. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

Mar 22nd 2018
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