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My ARM is set to resent in 2 months and I need to refi. Or should I? Confused as to whats best

by farber808 from Ironside, Oregon. Jan 18th 2021 Reply

Bert Carpenter (BertCarpenter)
#1 ranked lender in Arizona - 2,300 contributions

Maybe. More than likely it would be best to refinance into a new Fixed rate loan at today's low loan rates. We should talk about your options. Give me a call. ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ At NEXA, we've got you covered. We are licensed in all states except MA and NY and we are pending approval in VA, so give us a call. ~ 480-889-9000.Yes, I am licensed in Oregon.

Jan 18th 2021
Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 4,469 contributions

Only you can answer that question. Rates remain low, so odds of the adjustment going up are slim to know - FOR NOW. Who knows at the next adjustment. Typically if you were only staying for a few more years, I'd suggest doing nothing. On the other hand, if you were planning on staying awhile, I would probably suggest moving into one of today's super low rate fixed loans. You can you the math on payments on my web site at I only lend in MN WI IA SD ND. Cambria Mortgage NMLS 274132

Jan 19th 2021
Hans Bruhner (Hans Bruhner)
#133 ranked lender in California - 125 contributions

The only way to answer that is to look at your current loan, see what changes are coming up and how it will change your payments and how that fits in with your plans. I am happy to do a Total Cost Analysis for you if you want to send me the copy of the note and your latest mortgage statement. I have offices in CA, OR and WA and I am happy to help. You can reach me at 360-836-5667 or

Jan 19th 2021
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