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My credit score is 600 income $38,000 can I buy house for $124K??

by carlysilver9836600 from Rockford, Washington. Jun 19th 2015 Reply


Christopher Stancato (Kyle Stancato)
#6 ranked lender in Washington - 59 contributions

Probably yes. Go to my website and fill out a free and secure application. WWW.bayviewhomeloans.com

Jun 19th 2015
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Kerry Greenwald (kerry@creeksidem.com)
#2 ranked lender in Washington - 15 contributions

Hi Carly, you may call us or fill out an application online http://www.creeksidem.com/ and we can get you started. :)

Jun 19th 2015
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William J Acres (William_Acres)
#2 ranked lender in Arizona - 7,797 contributions

It's impossible to say without looking at your complete loan scenario.. your score is low, but why? Foreclosure? Short sale? BK? unpaid student loans? etc.. you could have a 750 credit score yet have one of these deficiencies, and still be denied.. Also, we need to know what your income AND debt is to determine your qualifying ratios.. if you make $3200 per month but have $2000 in monthly debt payments, you're not going to be approved... The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Jun 19th 2015
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Lisa Brandon (lisa@justintimeloans.biz)
#1113 ranked lender in California - 10 contributions

Hello my name is Lisa. I am with Just In Time Loans; a direct Lender. We will need to see your loan scenario first before we can say for sure. Please send your loan scenario to lisa@justintimeloans.biz. When we are done reviewing your loan profile then we can either approve your loan or we give you advice on how to go.Thank you,

Jun 19th 2015
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Korene Clopine-Seaman (korene)
#70 ranked lender in Arizona - 83 contributions

You should be able to obtain an a FHA loan depending on any other debts you may have and the amount of your down payment. There are a number of very qualified mortgage officers in Washington that would be pleased to help you. Check them out at http://www.nmlsconsumeraccess.org Thank you for the opportunity to be of service to you.Korene Clopine-Seaman, NMLS 218520, Branch Manager/ Senior Mortgage Originator, Geneva Financial LLC , 15396 North 83rd Ave., Suite F-101, Peoria, AZ 85381, Equal Opportunity Lender 623-340-0934

Jun 19th 2015
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