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my credit score is 710 and i make $90K yearly, can i get approved?

by sophiamason89583 from Oxford, Connecticut. May 26th 2015 Reply


Dotty Owens (do1025)
#25 ranked lender in Connecticut - 18 contributions

Hi,I'm Dotty Owens and you certainly can get approved. Do you have a specific property in mind? I'm in East Haven CT and cover the state of Connecticut. I am a Licensed Mortgage Broker and a Licensed Realtor. I'd be more than happy to speak with you at length to qualify you and perhaps if you don't have an agent, we can discuss that option also. 203-469-5626 or 800-624-2427. I hope to hear from you. Dotty

May 26th 2015
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Absolutely may I email you or call you

May 26th 2015
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Phil Dumouchel (PhilDu)
#1 ranked lender in South Carolina - 2,228 contributions

That score and income are good but your downpayment, debt ratio and other factors also affect your options - particularly depending on the amount you want to borrow. Options always depend on the entire application, not just 1 or 2 items.

May 27th 2015
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Michelle Curtis Loan Originator NMLS 401173 (EmbassyFundingLLC)
#2 ranked lender in New York - 2,237 contributions

Hello! Based on the information you have given It sounds good. To be sure we would have to make sure you have money for down payment and closing costs as well as making sure your debt to income ratio with your new proposed mortgage payment is not above 55%.Give us a call anytime for a free approval that can be used to make an offer on any home. 800-991-5309 ask for Michelle

May 29th 2015
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