Forgotten Your Password?

Need to Register?

Question Icon

My credit score is just at 600, and I have been diligently working on it for a year now what are my options for a home loan?

by sbmiller1982325 from Marietta, Ohio. Oct 13th 2014 Reply


Kim Lawson (kilawson)
#55 ranked lender in Ohio - 149 contributions

Hi! It's too hard to say without seeing your entire profile. However, if we were to consider your score alone: If you're a veteran, VA would be an option. Otherwise, FHA and USDA (with restrictions) could be possible..? If I can answer any additional questions, I'd be happy to help. Best wishes otherwise, Kimberly Lawson, Licensed Mortgage Loan Originator - Ohio only. Contact and licensing information can be found on my profile.

Oct 13th 2014
0
0
Michael Bardy (LendingPro)
#25 ranked lender in Ohio - 67 contributions

Good Work! The hardest part of rebuilding your credit are the first steps. With a 600 credit score you may very well qualify now (or are very close). I would be glad to assist you with seeing this through. 216-245-LEND

Oct 13th 2014
0
0

Hello sbmiller. You may qualify for competitive programs with our company. Feel free to contact me via my profile. You can also check out some of my reviews from customers I worked with posted on zillow.

Oct 13th 2014
0
0
Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 3,439 contributions

Realistically, no matter what anyone says - keep working on the credit until you get at least a 640 middle score. This will put you in the best possible position to get a loan. But remember, credit score alone does NOT equal an approval.

Oct 14th 2014
0
0
Subscribe to our news feed.