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my current interest rate is 5.5 percent. My mortgage balance is 59.000 can I refinance to a lower rate?

by uknows_208_936 from Long Beach, California. Jan 10th 2013 Reply


Joe Metzler (JoeMetzler)
#19 ranked lender in Minnesota - 3,852 contributions

Any person can refinance at anytime if it makes sense. Contact a local non-bank lender to discuss your personal situation and to see if refinancing makes sense for you. Lowering a rate alone doesn't mean it makes sense.

Jan 11th 2013
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Brian Paris (bparis)
#632 ranked lender in California - 51 contributions

Yes you can. Give me a call we have some of the lowest rates and fees in california! 877-990-4277We can also have you close quicker than anyone else!Thanks,Brian

Jan 10th 2013
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Michelle Curtis Loan Originator NMLS 401173 (EmbassyFundingLLC)
#2 ranked lender in Florida - 2,240 contributions

If your credit and debt to income are within the qualifying range you most definitely can. The most important question is whether or not it is worth it at this point. You should take into consideration all factors including what your current term is. Speak with a professional and discuss what your goals are and he or she can give great information to help make your decision.

Jan 10th 2013
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Blanca Rodriguez (Blanca_489_786)
#600 ranked lender in California - 3 contributions

Yes you can. I can go over your loan options with you and give you a quote with no obligation. Give me a call 909-287-7577. Regards, Blanca

Jan 10th 2013
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Yes you can. just send me an email and i will send over the fees, rates, and whatever you need. Thanks Jon 714-720-9548

Jan 10th 2013
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Blanca Rodriguez (Blanca_489_786)
#600 ranked lender in California - 3 contributions

Yes, you definately can. I would really like to go over some options with you to make sure that refinancing makes sence to you. Please call me at 909-287-7577. Regards, Blanca

Jan 10th 2013
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yes you can. Instant Capital Mortgage banker locally. Jon 714-720-9548

Jan 10th 2013
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Carlo Sanchez (MortgageLendingPro)
#0 ranked lender in Utah - 1,163 contributions

Absolutely, even if you have bad credit.

Jan 10th 2013
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Edgar Aranda (earanda)
#754 ranked lender in California - 93 contributions

Based on the information here, there is no reason why not? Feel free to send me your scenario. Earanda@firstcal.net.

Jan 10th 2013
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Larry Gray (lgray_312_247)
#596 ranked lender in California - 1,139 contributions

59.000...is that $59? $59000? As all have answered it can be refinanced. You want to get 3 quotes to find the lowest feesif you only owe $59,000! Rates will be pretty similar at such a low loan amount. Also, look at a 10 yr. fixed.

Jan 10th 2013
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Brian Paris (bparis)
#632 ranked lender in California - 51 contributions

Got your voicemail, I do loans in Arizona, shoot me an email (I dont have yours) and I can quote you. bparis@mhmb.comThanks,Brian

Jan 10th 2013
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