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My home is paid for but i'm trying to borrow money against it but i've only been discharged from bankruptcy for 1 1/2 years.

by angelagrogan09299 from , California. 17 days ago Reply


We can definitely help you out if your home is paid free and clear we can still help you. Call me directly I'll give you all the details 949-478-5191

17 days ago
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Hi Angela, it is we have several loan options that may fit your needs. You can reach me at 408-615-8500 if you would like to discuss those options.

17 days ago
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William J Acres (William_Acres)
#1 ranked lender in Arizona - 8,588 contributions

When it comes to conforming financing, (Conventional, FHA, VA, USDA)they all have mandatory waiting periods before you can finance after a major credit event such as a BK. However, there are programs that allow you to do a cash out refinance now ( I have several).. but the terms are not the best.. The goal would be to do a cash out now, then once you pass the mandatory seasoning period, you can do a rate and term refinance to get out of the higher priced loan. Let me know if you want me to put together some numbers for you... I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / LendUS, NMLS 1938/ AZMB0121893

16 days ago
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Dan Paladin (dpaladin)
#1 ranked lender in California - 556 contributions

Hi, there are programs that will allow for that. Just not your standard Fannie/Freddie or FHA programs....for details please feel free to contact me at 562.254.5616

16 days ago
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