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My median score is 745 and im looking to buy my first home!

i'll be getting this home with my fiance who also has good credit. OUr combined income is $150K. We are looking for a home in Washington, preferably near Seattle. Im interested in conventional loans by jessicaperry254191 from Walla Walla, Washington. Jun 26th 2015 Reply


Lorne Harvey (lorneharvey)
#81 ranked lender in Washington - 419 contributions

Happy to assist you with this. Please navigate to www.loanharvey.com At your service and thank you,Lorne

Jun 26th 2015
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Derick Condron (rightstartoregon)
#33 ranked lender in Oregon - 597 contributions

Sounds like you are great canidates to purchase a new home. I work with buyers in Washington and would be happy to assist you in the pre-approval process.I can be reached dcondron@rightstartmortgage.com www.dcondron.rightstartmtg.com/applynow

Jun 26th 2015
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Dalibor Vavrek (Dalibor)
#90 ranked lender in Washington - 24 contributions

According to your median score Your credit should be excellent so from that point of view you shouldn't have any problem to qualify for a mortgage.There are a quite a few options available for conventional loans with down payment as low as 3%.I am a local lender in Kirkland and ready to help you. My contacts: daliborv@wfmtg.com or 425-351-5363 Dali

Jun 26th 2015
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William J Acres (William_Acres)
#1 ranked lender in Arizona - 8,055 contributions

You should have no problems.. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Jun 26th 2015
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Jericho Cherry (Jerichocherry)
#58 ranked lender in Virginia - 1,107 contributions

With that score you shouldn't have any problem providing you meet all the other qualifications.

Jun 26th 2015
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Marcus Leaf (marcus@pmccanhelp.com)
#1132 ranked lender in California - 1 contribution

Rates and home prices are still low, but are going up. It is the best time to buy besides receiving the tax benefits and long term equity gain. There are 3% down conventional loans available and also even down payment assistance programs. If you have 20% down this can eliminate the private mortgage insurance or go with a lender paid PMI program. Email your home loan scenario to marcus@pmccanhelp.com. You can find out more loan programs on our website www.pmccanhelp.com.

Jun 26th 2015
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Pete Bass (PeteBass)
#31 ranked lender in Connecticut - 476 contributions

Hi Jess;Sounds like you may be a good candidate for a 3% down payment conventional loan. You will have to income, credit qualify- For more information on this and other programs e-mail me at pete.bass@everbank.com

Jun 27th 2015
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Sean Young (SeanYoung)
#2 ranked lender in Colorado - 1,109 contributions

Sounds like you are starting off with some good income and credit behind you. There are some other items you will still need to meet in order to get pre-qualified or pre-approved of course. Your best bet is to contact a local loan officer, share your information and have them present you all of your available options so you can pick the best option for your needs. Best wishes, Sean

Jun 28th 2015
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