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My son, just move in witjh me. His credit score is 740 mine 693.

by silvia.b.silva476 from Miami, Florida. Jun 26th 2017 Reply

William J Acres (William_Acres)
#73 ranked lender in Arizona - 8,726 contributions

Ok.. If credit scores were the only thing required for mortgage finance, the both scores are in the acceptable range.. but without knowing all the details it's impossible to advise you.. The best advice I can give you is to contact a mortgage bank/broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with a Banker/Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the banker/broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the big box banks. I'm a preferred Lender with Arizona and California being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

Jun 26th 2017
Steven Brand (stevenbrand)
#2 ranked lender in Minnesota - 114 contributions

That's awesome. Those scores are considered "above average".

Jul 19th 2017
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