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my wife and I are not citizens, but here on work visa. can we get home loan financed

our total income is 120000 annual but we have lived here only 5 months now. is it posible? my work contract is extended by 2 years and so we would like a morgage on the shorter term by vreena_khati70226788 from Aurora, Colorado. Jan 21st 2015 Reply


Linda Wintersteen (Linda123)
#64 ranked lender in Arizona - 1,250 contributions

i can do forgien nationals email at yourloanpartnerforlife@live.com linda

Jan 21st 2015
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Sean Young (SeanYoung)
#2 ranked lender in Colorado - 1,106 contributions

It depends on your work history. Did you work for the same company now as you did prior to moving to the U.S.? What type of VISA do you have H1B, L, O or? When does your current VISA expire? If you would like to speak with me directly you can reach me at 303-521-7169 or syoung@firstcal.net. Best wishes, Sean

Jan 21st 2015
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Dave Metsker (DaveMetsker)
#38 ranked lender in Oregon - 2,317 contributions

Contact one of the forum members who responded. We do not do loans in Colorado.

Jan 21st 2015
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Jacob Haddan (JacobColeHaddan)
#71 ranked lender in Colorado - 35 contributions

Per my guidelines I can help if you are one of the following Visa types, A legible copy of one of the following acceptable visa types must be submitted in the file: E-1, E-2, H-1B, H-2A, H-2B, H-3, L-1, G series, and NAFTA workers (TN or TC).If another I can look into one of 35 other investors I work with. Call or text any time Jacob 720.210.7898********************************Jacob Cole Haddan - Mortgage Broker/Banker MCG Powered by MAC5 Mortgage Inc. |www.jacobdenver.com | 7935 E Prentice Ave., Ste 200 Englewood CO 80111 (closest Cross Streets S Ulster St & E Prentice Ave) | Northwest Lakewood Location | 225 Union Blvd. Ste. 350 | Lakewood Co. 80228 | Direct: 720.210.7898 call or text |Fax 1.866.426.2203 Regulated by the Division of Real Estate CLICK HERE for my online application NMLS#232061 Colorado LMB# 100007576

Jan 21st 2015
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Michelle Curtis Loan Originator NMLS 401173 (EmbassyFundingLLC)
#29 ranked lender in New York - 2,236 contributions

What type of Visa do you have?

Jan 21st 2015
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William J Acres (William_Acres)
#2 ranked lender in Arizona - 7,797 contributions

It's possible, but we need to know exactly which type of visa you have.. (B1, H1B, L1A, etc..) once we know that we can properly advise you.. typically, for conforming loan products, you need to be here for 2 years and show 2 years of filed federal US tax returns.. but there are portfolio loan programs that are more lenient.. but it greatly depends on how long your visa is good for.. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Jan 22nd 2015
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