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Need a Lender that lends in MD or WV

I need to find a lender that will lend in MD or WV that does NOT require a reaffirmation on our current home after our Chapter 7 BK. We have paid on time ever since (3 years) and can qualify to carry both mortgages, even though we will be renting out our current home. Help! by kelrios234 from Hagerstown, Maryland. Apr 2nd 2014 Reply


To clarify, I am not trying to refinance, I am trying to purchase a new home and rent my current home out.

Apr 2nd 2014
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I can lend in MD. I'll be happy to assist you

Apr 2nd 2014
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IRIS CRESPO (icrespo@americanfsb.com)
#96 ranked lender in Pennsylvania - 16 contributions

I can refinance your loan. I work at American Federal Saving Bank. We are based out of Greenbelt MD. You can contact me Iris Crespo NMLS# 748691 directly at 484-881-3260

Apr 2nd 2014
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IRIS CRESPO (icrespo@americanfsb.com)
#96 ranked lender in Pennsylvania - 16 contributions

I understand. We lend in all 50 states. I can Issue your preapproval w/ a score higher than 580 & hook you up w/ a Local Realtor.

Apr 2nd 2014
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IRIS CRESPO (icrespo@americanfsb.com)
#96 ranked lender in Pennsylvania - 16 contributions

We can finance a purchase, 2yrs from discharge date, qualifying w/ both mortgage payments, and w/o the old mortgage being reaffirmed. Contact me direct with additional questions. Iris C American FSB

Apr 2nd 2014
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25 years in business give me a call expert in all aspects of tax and planning.Brian 240-750-8315 ballen@monarchmortgage.com

Apr 2nd 2014
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IRIS CRESPO (icrespo@americanfsb.com)
#96 ranked lender in Pennsylvania - 16 contributions

I can refinance your loan. I work at American Federal Saving Bank. We are based out of Greenbelt MD. You can contact me Iris Crespo NMLS# 748691 directly at 484-881-3260

Apr 2nd 2014
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Darius Jenkins (Darius)
#67 ranked lender in Virginia - 23 contributions

I understand. You had a bankruptcy that was discharged X years ago. You wish to buy a new home in MD. Qualifying carrying both mortgages. Must have been another lender who thought you were talking about refinancing, not me.

Apr 2nd 2014
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As a reminder, we did NOT reaffirm the mortgage after BK. It currently reads on the credit report as included in bankruptcy. I am reading contradicting things regarding the reaffirmation. Is it possible to get a new home loan even though we DID NOT reaffirm our mortgage? We meet all other FHA criteria (income, 2 years PERFECT payment history, credit scores, debt-to-income ratio, waiting period, etc.) I am afraid we will be denied because we did not reaffirm.

Apr 2nd 2014
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Darius Jenkins (Darius)
#67 ranked lender in Virginia - 23 contributions

I will ask out underwriting department. I should have an answer for you within 24 hours on the reaffirmation

Apr 2nd 2014
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IRIS CRESPO (icrespo@americanfsb.com)
#96 ranked lender in Pennsylvania - 16 contributions

We can finance a purchase, 2yrs from discharge date, qualifying w/ both mortgage payments, and w/o the old mortgage being discharge. Contact me direct with additional questions. Iris C American FSB

Apr 2nd 2014
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Darius Jenkins (Darius)
#67 ranked lender in Virginia - 23 contributions

not reaffirming should not be a problem.

Apr 2nd 2014
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Robert Hanson (rhanson)
#38 ranked lender in Maryland - 646 contributions

I'm in Silver Spring, MD and own property in MD and WV so am very familiar with both areas. Please make sure that you speak with an experienced lender who will lay out various options and intelligently discuss the pros and cons of each with you. Your pre-approval should reflect in writing that all financial documents have been reviewed. This will make for less stress and potential issues during the process as well as make it more likely for a seller to accept your offer on the home you want. I'm happy to help with the financing or just give you advice. If you need more information, or a competing rate quote call, email or use my live support button to discuss or get in touch with me. Web Address for live chat or quote is: http://www.loansfromrob.com/quote/ Email is robertlh66@verizon.net and direct phone is 240-752-7549. Good Luck -- Rob Hanson

Apr 4th 2014
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