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We have never bought a home and have credit scored of 730 and 660, we only have $3,000 to put down. Do need to get another loan for the down payment? by laura.moon435 from San Antonio, Texas. 24 days ago Reply


You can get a gift from a family member or possibly down payment assistance. Feel free to call me and we can discuss your options. 720-412-2825. Ron

24 days ago
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Hello,Typically, the down payment can not be borrowed however I do have a 0% down program that you may qualify for and even a 1% down program that you can try. Feel free to call me directly for additional questions or appt.

24 days ago
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Mary Papageorge (MaryPapageorge)
#95 ranked lender in Texas - 47 contributions

We have numerous grant programs available to help with down payment and closing costs. We also have 100% financing available if you were affected by the storm, so that might help? Let me know how we can assist you - you can reach me at 713-569-0025.Mary Papageorge

21 days ago
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William J Acres (William_Acres)
#2 ranked lender in Arizona - 7,933 contributions

No.. there are many different down payment assistance programs in your area which will help you with the down payment.. The best advice I can give you is to contact a mortgage banker/broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with a Banker/Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the banker/broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the big box banks. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

21 days ago
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